ACGA Rates
demo offers charitable gift annuities at the maximum rates suggested by the American Council on Gift Annuities (ACGA). The ACGA rates have been approved by all of the states which regulate the issuance of charitable gift annuities. In setting the rates, the ACGA uses a group of conservative investment return, expense and mortality assumptions that, if followed, result in approximately 50% of the original gift amount being left for the charity when the annuity ends. If you would like to increase the amount left for demo, it is possible to accept a payout rate lower than the ACGA recommended rate.
(Please note: our gift minimum is $10,000, and although we've listed the ACGA rates for all age groups, our age minimum is 65.)
| Single Life | |
| Age | Rate |
| 40 | 4.2% |
| 41 | 4.2% |
| 42 | 4.3% |
| 43 | 4.3% |
| 44 | 4.3% |
| 45 | 4.4% |
| 46 | 4.4% |
| 47 | 4.4% |
| 48 | 4.5% |
| 49 | 4.5% |
| 50 | 4.6% |
| 51 | 4.6% |
| 52 | 4.6% |
| 53 | 4.7% |
| 54 | 4.8% |
| 55 | 4.8% |
| 56 | 4.9% |
| 57 | 4.9% |
| 58 | 5.0% |
| 59 | 5.1% |
| 60 | 5.2% |
| 61 | 5.3% |
| 62 | 5.4% |
| 63 | 5.4% |
| 64 | 5.6% |
| 65 | 5.7% |
| 66 | 5.8% |
| 67 | 5.9% |
| 68 | 6.1% |
| 69 | 6.2% |
| 70 | 6.3% |
| 71 | 6.4% |
| 72 | 6.6% |
| 73 | 6.7% |
| 74 | 6.8% |
| 75 | 7.0% |
| 76 | 7.2% |
| 77 | 7.4% |
| 78 | 7.6% |
| 79 | 7.8% |
| 80 | 8.1% |
| 81 | 8.3% |
| 82 | 8.5% |
| 83 | 8.7% |
| 84 | 8.9% |
| 85 | 9.1% |
| 86 | 9.3% |
| 87 | 9.5% |
| 88 | 9.7% |
| 89 | 9.9% |
| 90 | 10.1% |
| Double Life | ||
| Age 1 | Age 2 | Rate |
| 40 | 40-95+ | 4.0% |
| 41 | 41-95+ | 4.0% |
| 42 | 42-95+ | 4.1% |
| 43 | 43-95+ | 4.1% |
| 44 | 44-95+ | 4.1% |
| 45 | 45-95+ | 4.1% |
| 46 | 46 | 4.2% |
| 46 | 47-95+ | 4.2% |
| 47 | 47-95+ | 4.2% |
| 48 | 48-51 | 4.2% |
| 48 | 52-95+ | 4.3% |
| 49 | 49-50 | 4.2% |
| 49 | 51-95+ | 4.3% |
| 50 | 50-56 | 4.3% |
| 50 | 57-95+ | 4.4% |
| 51 | 51-54 | 4.3% |
| 51 | 55-95+ | 4.4% |
| 52 | 52-53 | 4.3% |
| 52 | 54-95+ | 4.4% |
| 53 | 53-58 | 4.4% |
| 53 | 59-95+ | 4.5% |
| 54 | 54-56 | 4.4% |
| 54 | 57-63 | 4.5% |
| 54 | 64-95+ | 4.6% |
| 55 | 55 | 4.4% |
| 55 | 56-60 | 4.5% |
| 55 | 61-95+ | 4.6% |
| 56 | 56-59 | 4.5% |
| 56 | 60-64 | 4.6% |
| 56 | 65-95+ | 4.7% |
| 57 | 57-58 | 4.5% |
| 57 | 59-62 | 4.6% |
| 57 | 63-95+ | 4.7% |
| 58 | 58-61 | 4.6% |
| 58 | 62-66 | 4.7% |
| 58 | 67-95+ | 4.8% |
| 59 | 59 | 4.6% |
| 59 | 60-64 | 4.7% |
| 59 | 65-68 | 4.8% |
| 59 | 69-95+ | 4.9% |
| 60 | 60-62 | 4.7% |
| 60 | 63-66 | 4.8% |
| 60 | 67-71 | 4.9% |
| 60 | 72-95+ | 5.0% |
| 61 | 61 | 4.7% |
| 61 | 62-64 | 4.8% |
| 61 | 65-68 | 4.9% |
| 61 | 69-73 | 5.0% |
| 61 | 774-95+ | 5.1% |
| 62 | 62-63 | 4.8% |
| 62 | 64-66 | 4.9% |
| 62 | 67-70 | 5.0% |
| 62 | 71-75 | 5.1% |
| 62 | 76-95+ | 5.2% |
| 63 | 63-65 | 4.9% |
| 63 | 66-68 | 5.0% |
| 63 | 69-72 | 5.1% |
| 63 | 73-95+ | 5.2% |
| 64 | 64 | 4.9% |
| 64 | 65-67 | 5.0% |
| 64 | 68-70 | 5.1% |
| 64 | 71-73 | 5.2% |
| 64 | 74-78 | 5.3% |
| 64 | 79-95+ | 5.4% |
| 65 | 65 | 5.0% |
| 65 | 66-68 | 5.1% |
| 65 | 69-71 | 5.2% |
| 65 | 72-74 | 5.3% |
| 65 | 75-78 | 5.4% |
| 65 | 79-95+ | 5.5% |
| 66 | 66-67 | 5.1% |
| 66 | 68-69 | 5.2% |
| 66 | 70-72 | 5.3% |
| 66 | 73-75 | 5.4% |
| 66 | 76-79 | 5.5% |
| 66 | 80-95+ | 5.6% |
| 67 | 67-68 | 5.2% |
| 67 | 69-70 | 5.3% |
| 67 | 71-73 | 5.4% |
| 67 | 74-75 | 5.5% |
| 67 | 76-79 | 5.6% |
| 67 | 80-95+ | 5.7% |
| 68 | 68-69 | 5.3% |
| 68 | 70-71 | 5.4% |
| 68 | 72-73 | 5.5% |
| 68 | 74-76 | 5.6% |
| 68 | 77-79 | 5.7% |
| 68 | 80-82 | 5.8% |
| 68 | 83-95+ | 5.9% |
| 69 | 69-70 | 5.4% |
| 69 | 71-72 | 5.5% |
| 69 | 73-74 | 5.6% |
| 69 | 75-76 | 5.7% |
| 69 | 77-79 | 5.2% |
| 69 | 80-82 | 5.3% |
| 69 | 83-95+ | 5.4% |
| 70 | 70 | 5.5% |
| 70 | 71-72 | 5.6% |
| 70 | 73-74 | 5.7% |
| 70 | 75-76 | 5.8% |
| 70 | 77-78 | 5.9% |
| 70 | 79-81 | 6.0% |
| 70 | 82-95+ | 6.1% |
| 71 | 71 | 5.6% |
| 71 | 72-73 | 5.7% |
| 71 | 74 | 5.8% |
| 71 | 75-76 | 5.9% |
| 71 | 77-78 | 6.0% |
| 71 | 79-80 | 6.1% |
| 71 | 81-95+ | 6.2% |
| 72 | 72 | 5.7% |
| 72 | 73 | 5.8% |
| 72 | 74-75 | 5.9% |
| 72 | 76 | 6.0% |
| 72 | 77-78 | 6.1% |
| 72 | 79-80 | 6.2% |
| 72 | 81-83 | 5.3% |
| 72 | 84-95+ | 5.4% |
| 73 | 73 | 5.9% |
| 73 | 74-75 | 6.0% |
| 73 | 76 | 6.1% |
| 73 | 77-78 | 6.2% |
| 73 | 79-80 | 6.3% |
| 73 | 81-83 | 6.4% |
| 73 | 84-95+ | 6.5% |
| 74 | 74 | 6.0% |
| 74 | 75 | 6.1% |
| 74 | 76 | 6.2% |
| 74 | 77-78 | 6.3% |
| 74 | 79-80 | 6.4% |
| 74 | 81-83 | 6.5% |
| 74 | 84-95+ | 6.6% |
| 75 | 75 | 6.2% |
| 75 | 76-77 | 6.3% |
| 75 | 78-79 | 6.4% |
| 75 | 80-81 | 6.5% |
| 75 | 82-83 | 6.6% |
| 75 | 84-86 | 6.7% |
| 76 | 76-77 | 6.4% |
| 76 | 78-79 | 6.5% |
| 76 | 80-81 | 6.6% |
| 76 | 82-83 | 6.7% |
| 76 | 84-85 | 6.8% |
| 76 | 86-88 | 6.9% |
| 76 | 89-95+ | 7.0% |
| 77 | 77-78 | 6.5% |
| 77 | 79 | 6.6% |
| 77 | 80-81 | 6.7% |
| 77 | 82-83 | 6.8% |
| 77 | 84-85 | 6.9% |
| 77 | 86-87 | 7.0% |
| 77 | 88-90 | 7.1% |
| 77 | 91-95+ | 7.2% |
| 78 | 78 | 6.6% |
| 78 | 79 | 6.7% |
| 78 | 80-81 | 6.8% |
| 78 | 82 | 6.9% |
| 78 | 83-84 | 7.0% |
| 78 | 85-86 | 7.1% |
| 78 | 87-88 | 7.2% |
| 78 | 89-91 | 7.3% |
| 78 | 92-95+ | 7.4% |
| 79 | 79 | 6.8% |
| 79 | 80-81 | 6.9% |
| 79 | 82 | 7.0% |
| 79 | 83-84 | 7.1% |
| 79 | 85 | 7.2% |
| 79 | 86-87 | 7.3% |
| 79 | 88-89 | 7.4% |
| 79 | 90-92 | 7.5% |
| 79 | 93-95+ | 7.6% |
| 80 | 80 | 6.9% |
| 80 | 81 | 7.0% |
| 80 | 82 | 7.1% |
| 80 | 83 | 7.2% |
| 80 | 84-85 | 7.3% |
| 80 | 86 | 7.4% |
| 80 | 87-88 | 7.5% |
| 80 | 89 | 7.6% |
| 80 | 90-92 | 7.7% |
| 80 | 93-85+ | 7.8% |
| 81 | 81 | 7.1% |
| 81 | 82 | 7.2% |
| 81 | 83 | 7.3% |
| 81 | 84 | 7.4% |
| 81 | 85 | 7.5% |
| 81 | 86-87 | 7.6% |
| 81 | 88 | 7.7% |
| 81 | 89-90 | 7.8% |
| 81 | 91 | 7.9% |
| 81 | 92-94 | 8.0% |
| 81 | 95+ | 8.1% |
| 82 | 82 | 7.3% |
| 82 | 83 | 7.4% |
| 82 | 84 | 7.5% |
| 82 | 85 | 7.6% |
| 82 | 86 | 7.7% |
| 82 | 87 | 7.8% |
| 82 | 88 | 7.9% |
| 82 | 89-90 | 8.0% |
| 82 | 91 | 8.1% |
| 82 | 92-83 | 8.2% |
| 82 | 94-95+ | 8.3% |
| 83 | 83 | 7.5% |
| 83 | 84 | 7.7% |
| 83 | 85 | 7.8% |
| 83 | 86 | 7.9% |
| 83 | 87 | 8.0% |
| 83 | 88 | 8.1% |
| 83 | 89 | 8.2% |
| 83 | 90-91 | 8.3% |
| 83 | 92 | 8.4% |
| 83 | 93-95+ | 8.5% |
| 84 | 84 | 7.8% |
| 84 | 85 | 7.9% |
| 84 | 86 | 8.0% |
| 84 | 87 | 8.2% |
| 84 | 88 | 8.3% |
| 84 | 89 | 8.4% |
| 84 | 90 | 8.5% |
| 84 | 91-92 | 8.6% |
| 84 | 93-95+ | 8.7% |
| 85 | 85 | 8.1% |
| 85 | 86 | 8.2% |
| 85 | 87 | 8.3% |
| 85 | 88 | 8.5% |
| 85 | 89 | 8.6% |
| 85 | 90 | 8.7% |
| 85 | 91 | 8.8% |
| 85 | 92-95+ | 8.9% |
| 86 | 86 | 8.3% |
| 86 | 87 | 8.5% |
| 86 | 88 | 8.6% |
| 86 | 89 | 8.8% |
| 86 | 90 | 8.9% |
| 86 | 91 | 9.0% |
| 86 | 92-95+ | 9.1% |
| 87 | 87 | 8.7% |
| 87 | 88 | 8.8% |
| 87 | 89 | 9.0% |
| 87 | 90 | 9.1% |
| 87 | 91-95+ | 9.3% |
| 88 | 88 | 9.0% |
| 88 | 89 | 9.2% |
| 88 | 90 | 9.4% |
| 88 | 91-95+ | 9.5% |
| 89 | 89 | 9.4% |
| 89 | 90 | 9.6% |
| 89 | 91-95+ | 9.7% |
| 90 | 90 | 9.8% |
| 90 | 91-95+ | 9.9% |
| 91 | 91-95+ | 9.9% |
| 92 | 92-95+ | 9.9% |
| 93 | 93-95+ | 9.9% |
| 94 | 94-95+ | 9.9% |
| 95 | 95+ | 9.9% |
How to became a volounteer in Zambia state ?
These are the families that Give Kids The World Village welcomes to a place where time slows down. At the Village.
How to donate on our site using your form ?
Each year 27,000 children in the United States are diagnosed with a life-threatening illness. For these children.
In which state do you work most in Africa ?
Since 1986, more than 156,000 children and families from around the world have had their wishes fulfilled.
How can I give my clothes and other products ?
Central Florida that provides weeklong, cost-free vacations to children with life-threatening illnesses and their families.
What and where are the headquarters of your company ?
The Village is home to 166 villas. During their stay, families can enjoy rides on an enchanted carousel.
How can you get to work in your business ?
Swim in wheelchair accessible pools, play a life-sized version of CANDY LAND, putt at a dinosaur-themed.
How to became a volounteer in Zambia state ?
These are the families that Give Kids The World Village welcomes to a place where time slows down. At the Village.
How to donate on our site using your form ?
Each year 27,000 children in the United States are diagnosed with a life-threatening illness. For these children.
In which state do you work most in Africa ?
Since 1986, more than 156,000 children and families from around the world have had their wishes fulfilled.
How can I give my clothes and other products ?
Central Florida that provides weeklong, cost-free vacations to children with life-threatening illnesses and their families.
What and where are the headquarters of your company ?
The Village is home to 166 villas. During their stay, families can enjoy rides on an enchanted carousel.
How to became a volounteer in Zambia state ?
These are the families that Give Kids The World Village welcomes to a place where time slows down. At the Village.
How to donate on our site using your form ?
Each year 27,000 children in the United States are diagnosed with a life-threatening illness. For these children.
In which state do you work most in Africa ?
Since 1986, more than 156,000 children and families from around the world have had their wishes fulfilled.
How can I give my clothes and other products ?
Central Florida that provides weeklong, cost-free vacations to children with life-threatening illnesses and their families.
What and where are the headquarters of your company ?
The Village is home to 166 villas. During their stay, families can enjoy rides on an enchanted carousel.
How can you get to work in your business ?
Swim in wheelchair accessible pools, play a life-sized version of CANDY LAND, putt at a dinosaur-themed.
How to became a volounteer in Zambia state ?
These are the families that Give Kids The World Village welcomes to a place where time slows down. At the Village.
How to donate on our site using your form ?
Each year 27,000 children in the United States are diagnosed with a life-threatening illness. For these children.
In which state do you work most in Africa ?
Since 1986, more than 156,000 children and families from around the world have had their wishes fulfilled.
How can I give my clothes and other products ?
Central Florida that provides weeklong, cost-free vacations to children with life-threatening illnesses and their families.
What and where are the headquarters of your company ?
The Village is home to 166 villas. During their stay, families can enjoy rides on an enchanted carousel.
How to became a volounteer in Zambia state ?
These are the families that Give Kids The World Village welcomes to a place where time slows down. At the Village.
How to donate on our site using your form ?
Each year 27,000 children in the United States are diagnosed with a life-threatening illness. For these children.
In which state do you work most in Africa ?
Since 1986, more than 156,000 children and families from around the world have had their wishes fulfilled.
How can I give my clothes and other products ?
Central Florida that provides weeklong, cost-free vacations to children with life-threatening illnesses and their families.
What and where are the headquarters of your company ?
The Village is home to 166 villas. During their stay, families can enjoy rides on an enchanted carousel.
How can you get to work in your business ?
Swim in wheelchair accessible pools, play a life-sized version of CANDY LAND, putt at a dinosaur-themed.